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Health Care & Insurance

In the case of using health protection at medical establishments which don't have conventions with HZZO the tourists have to cover all the costs of health treatment themselves.

Austria, Belgium, France-Croatian citizenship,Italy Luxemburg,Macedonia, Netherland,Germany Romania, Slovenia
Conditions for using health protection Social insurance contract

Confirmation of the own country insurer about valid health insurance
Necessary operations before using health protection After arrival in the temporary dwelling place it is necessary to change the health insurance confirmation for the patient certificate. That change has to be done in the nearest office of the Croatian Institute for Health Insurance (HZZO). Exceptionally, using of the health insurance is possible with confirmation of the own country insurer
Way of using health protection The health insurance is scheduled as emergency health protection, namely protection which relieves pain and elements threats tp life and health with right of using prescription drugs (issued by medical establishments which have conventions with HZZO).
The citizens of Germany and Austria are entitled to emergency health protection which can not be delazed till returm to own country).
The tourists cover only participation for the costs of health services.
Costs covering The costs of health services used by tourists during temporary stay in the Repablic of Croatia are covered by the local office of the HZZO which has issued the health card, regardless of the place where the service was provided.
Cue In the case of using health protection at medical establishments which don't have conventions with
HZZO the tourists have to cover all the costs of health
treatment themselves. The costs for drugs issued as
private prescriptions cover the tourists regardless of the precsription drug list. The prices of health services
are different from the prices in medical establishments which have conventions with HZZO.
 
Bulgary, Czech, Hungary, Poland, United Kingdom*
Conditions for using health protection Social insurance contract

Confirmation of the own country insurer about valid health insurance
Necessary operations before using health protection  
Way of using health protection Confirmation of the own country insurer about valid health insurance
Costs covering The costs of health services used by tourists during temporary stay in the Repablic of Croatia are covered by the local office of the HZZO which has issued the health card, regardless of the place where the service was provided.
Cue In the case of using health protection at medical
establishments which don't have conventions with
HZZO the tourists have to cover all the costs of health
treatment themselves. The costs for drugs issued as
private prescriptions cover the tourists regardless of the precsription drug list. The prices of health services
are different from the prices in medical establishments which have conventions with HZZO.
 
Danmark, France-French citizenship, Norway, Sweden Switzerland
Conditions for using health protection Social insurance contract
Necessary operations before using health protection  
Way of using health protection The health insurance is scheduled as emergency health protection.
Costs covering The tourists have to
cover all the costs of health treatment
themselves.
Cue The prices of health services can be different from the prices for inland policy-holders.
 
Slovakia
Conditions for using health protection Social insurance contract
Necessary operations before using health protection Passport
Way of using health protection The health insurance is scheduled as emergency health protection.
Costs covering The tourists have to
cover all the costs of health treatment
themselves.
Cue The prices of health services are same as HZZO policy-
holders.
 
Switzerland
Conditions for using health protection

Social insurance contract

Confirmation of the own country insurer about valid health insurance in the case of accident and professional
disease.

Necessary operations before using health protection After arrival in the temporary dwelling place it is necessary to change the health insurance confirmation for the patient certificate. That change has to be done in the nearest office of the Croatian Institute for Health Insurance (HZZO). Exceptionally, using of the health insurance is possible with confirmation of the own country insurer
Way of using health protection The health insurance is scheduled in the case of accident and professional disease and it is not limited for emergency health protection.
Costs covering The costs of health services used by tourists during temporary stay in the Repablic of Croatia are covered by the local office of the HZZO which has issued the health card, regardless of the place where the service was provided.
Cue In the case of using health protection at medical
establishments which don't have conventions with
HZZO the tourists have to cover all the costs of health
treatment themselves. The prices of health services
are different from the prices in medical establishments which have conventions with HZZO.
 

Note:
In the case when tourists don't have appropriate documentation to prove a valid health insurance in their own country they have to cover all the cost of health treatment themselves. The prices of health services can be different from the prices for inland policy-holders.
* The United Kingdom health policy-holders use emergency health protection in the wider sence.

 
Croatian Institute for Health Insurance
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